Tag Archives: Valentines on a budget

No Money This Valentine’s? 10 Ideas For an Inexpensive Valentine’s Day

Here are 10 creative and inexpensive gift ideas:

1. Make a card – or at least include one. The key to not overspending on gifts is to include the small touches that your loved one will appreciate. Write a note with heartfelt sentiments and couple it with your gift.

2. Put a twist on the plain old box of chocolate. Unwrap the box before you present it, and, beneath each chocolate, insert a slip of paper that says something you love about your partner (the more specific and detailed, the better.) You could also write down favorite memories or your hopes for your future together.

3. Eat in. Prepare a romantic dinner with champagne and chocolate-covered strawberries for dessert. Don’t forget the mood music on the stereo and the fire in the fireplace.

4. Share a playlist of the songs that have been special to your courtship. Include your “song,” songs from movies you’ve seen together, and songs with lyrics that are meaningful to your relationship.

5. Cozy up by the fire and play your favorite game of cards.

6. Write 100 things you love about your partner and slip it under her dinner plate. Or write down 100 of your favorite memories that you’ve spent together so far.

7. Save some money by planning a lunch out, instead of a dinner. You’ll spend less on lunch and then you’ll have the entire day to do something together. During the meal you spend together, make a special point to listen more than you talk. Ask questions. Make your partner feel engaged and truly heard.

8. Share a favorite recreational activity together. Do you both love to hike, bike, run, walk, or Nordic ski? Plan an outing that involves your favorite (free) and shared activity.

9. Make an inexpensive photo book that documents your relationship. Online photo processing sites make it a snap to create a nicely designed book. Or you can save money by purchasing an inexpensive photo book and filling it yourself. Another idea: frame a favorite photo of the two of you together.

10. If you have a little money to spare, look for online jewelry coupons. Some of the leading online jewelers have special coupon codes for the days leading up to Valentine’s Day and many have deep discounts on “deals of the day.” You can also easily find deals on other traditional Valentine’s Day gifts, including roses and chocolates.

Combine several of the ideas above for a Valentine’s Day your partner is sure to remember for years to come.

Several online jewelers offer deep one-day-only discounts on fine jewelry, which are featured on Today’s Jewelry Discounts. Or check out Mondera coupons here.

January/February 2007 Newsletter

Happy New Year from Frugal Families!

I hope you had a happy and healthy start to 2007! I know a lot of our members made resolutions involving money and I’m sure many of you have done the same. Perhaps you’re trying to spend less or focus on debt payoff. No matter what your financial goals, remember that you can’t save pennies (for use in any purpose) if you don’t know where they’re going. Make sure to use our FREE printables to help you find where those pennies are going.

Budgeting Worksheets

Many people find that they’ve overspent during the holidays and now that the bills are coming in, the stress is going up. I found a couple of new articles for you on the subject and one focuses specifically on money and stress. I hope you find them helpful.

Stress and Money

Reducing Stress

This time of year, we focus quite a bit on saving on our energy bills. Here are a few tips that can help you start saving immediately.

-Wash in cold water only. Most clothes don’t need to be washed in warm or hot water especially this time of year. This will save you a considerable sum of money on heating up that wash water. Don’t forget, you really only need about half of the recommended detergent to clean clothes (not an energy saving tip, but a good tip none the less).

-On a good blustery day, get down and feel around for drafts and other cold areas. A lit stick of incense will actually help you see the drafts around windows, electrical outlets and doorways. All of those drafty areas can be the equivalent of an open window in your home! Use towels, draft dodgers, window quilts and other inexpensive and quick fixes to cut down on those drafty areas.

-Turn down your water heater or furnace. Water need only be 120 degrees Fahrenheit to kill germs and provide for a hot shower. If you’ve got your water set to 180 degrees Fahrenheit, it’s not only wasting money, but can also be dangerously hot if you have young children in the home.

-Turning down the thermostat even a few degrees can save a lot of money. To compensate for the cooler house temperature, add a layer of clothing to everyone, have a nice supply of lap blankets for when you and the family slow down to read, play games or watch TV.

-Take advantage of naturally warm areas of your home. With the amount of baking and cooking I do, the kitchen area is always warm. I run a little counter top fan when I’m baking that blows the warm air out of the kitchen into cooler parts of the house. I also run a small fan in our furnace room that blows the warm air out of there and into the family room, which has meant almost having no heat turned on in that room.

There’s nothing like sitting down to a nice cup of something hot on a cold winter day but have you priced those coffee beverages in the little cans? Even a store brand will run you about 3.99 to 4.99/can! Here are some recipes to make them yourself and save a ton.

Homemade Coffee Mixes

Here’s a great recipe for homemade hot cocoa mix. You can use more dry milk and less non-dairy creamer if you want and you can easily exchange the sugar for sugar replacements so it will fit in with your New Year’s diet.

1 cup of non-dairy creamer
1 cup of dry milk
3/4 cup sugar
1/2 cup cocoa powder

Mix all the ingredients together and store in an airtight container. Add 3 tsps to hot water and enjoy.

Homemade coffee mixes can also make a nice Valentine’s Day gift for the special coffee-drinking someone in your life! You can mix up a batch or two and place them in recycled jars (mayonnaise or mason jars work nicely) with some leftover glittery silver and red Christmas notions or cut out red hearts from tissue paper and use white glue to modge podge the hearts to the jars.

I’ve also founds some new articles for Valentine’s Day for you! Frugal and budget-wise ways to still show someone special you love them, WITHOUT breaking the bank!

Having a Frugal Valentine’s Day

Valentines with your Kids

Valentine’s Day gifts on a budget

I truly think some of the best Valentine’s my husband and I have enjoyed have been the ones we’ve had since starting our family. We stopped spending the money on the glitz and glam and started getting more thoughtful with our gifts.

I also made my expectations very clear to him to avoid problems. He thought he HAD to get me flowers on Valentine’s Day, but to be honest, as nice as they were, I hated him spending the money for something that died pretty quickly. One Valentines, he stopped at the grocer to pick up something I needed and called me to ask if he could buy me flowers, too. Well, I had just gone through that grocer’s flyer and noticed that they had 5 lb bags of sugar on sale for only .99 (a good price in our neck of the woods). There was a 5 bag limit, though. Instead of flowers, I told him it would be “sweet” if he got me 5 bags of sugar instead! I ended up making him a batch of his favorite homemade fudge (with the sugar he got me) for HIS Valentine’s present. I was happy and he was as well. It was frugal and practical and we both loves our “presents”.

Cutting expenses and staying frugal is always easier if you have like-minded people to share the ups and downs with. Our forums offer that supportive community.

Valentine’s Day Gifts On A Budget

How many times have you found that perfect Valentine’s day gift but lost your “heart” when you saw the price? Not everyone has $50 extra for that beautiful bouquet of roses.
Here are some meaningful but inexpensive ideas for a Valentine’s Day gift that is sure to win the heart of your sweetie for the rest of the year.

Hand Written Love Letter
Write each other a hand written love letter letting each other know all the reasons why you love each other. Warning! You will need a tissue when reading the one that will be written for you. This is one of those gifts that will be cherished for a lifetime.

Valentine’s Day Once A Month For A Year

Think of twelve nice things to do or acts of service gifts you can give to your valentine. Write these twelve ideas on decorated paper or 3X5 cards. Buy a nice basket or pretty box at a craft store or decorate a box you have around the house. Put all twelve cards in the box or basket and each month starting with February 14th of course, have your sweetheart pick one the acts of service cards and do what is on the card. You will both begin to look forward the the 14th of every month and will stretch Valentine’s Day out throughout the whole year.

Start Your Day With Love
On the morning of Valentine’s Day, wake up before your valentine and make a breakfast with all his/her favorite fixings. If you are making pancakes, make then heart shaped (practice this before the big day) and add a drop or two of red food coloring in the pancake batter.

Candle Light Dinner At Home

This is similar to the morning idea in the fact that you will be cooking. Make your valentine’s favorite dinner and serve it to him or her by candlelight. (Even if this means that you wait to eat until the munchkins have gone to bed. It can be difficult to prepare a large meal after a long day but you both have to eat, right?

Valentine’s Day gifts do not have to ruin your budget in order for them to be meaningful. These are just a few ways in which you can let that special someone know just how special he/she is to you.
Here’s to a wonderful Valentine’s Day!

Dawn Holland is a wife, a WAHM of 3 boys and an RN. She teaches families how to build meaningful traditions that aren’t expensive or difficult.  For personalized children’s books and personalized baby gifts, go to www.BooksFromTheHearth.com