Frugal living in retirement brings up thoughts about doing without…eating dog food…and other unpleasant thoughts. It does not have to be like that at all.
The current economic mess is causing all of us to rethink our plans for the future, especially those retired or thinking about retirement. We have seen big hits to our investment accounts…some are saying “I can’t afford to retire now”…really?
Have you considered lifestyles that are cheaper but also fun? I am talking about hitting the road in an RV as your retirement lifestyle…you will have lots of company.
Not all are suited for this mobile lifestyle. After all you don’t see many RV’s towing snow blowers or riding lawnmowers. These machines are for those that life on the road just may not work. Hopefully you can do without using those 2 implements when you retire.
The primary cost saving in the RV life vs. having a home…are those costs associated with home up keep. Mortgage payments, taxes, home insurance, utilities, home maintenance are obvious costs, but how about the ancillary costs like: country club dues, gym dues, entertainment costs, clothing costs (suits and work dresses) and other expenses you have when you are trying to earn a living.
These costs are replaced by park rental, which includes your utilities, reduced clothing costs, and fishing licenses.
Most are trained to think they will spend the same after retirement as they do while working. This does not have to be the case. It is very doable to spend 25% or less of what you spend living in a house vs. living on the road full time as a retirement lifestyle.
One of my favorite RV quotes came from a fellow I met at Yellowstone, he said” I don’t care what type of house I have as long as it has a steering wheel in the living room”. That pretty well sums up the freedom that living in an RV gives the retiree.
It offers not only freedom location wise but freedom from many of the expenses associated with home ownership.
Frugal living in retirement, living in an RV, is not only cheaper than a house it is a lot of fun.
Think you just can’t retire now…think again, hit the road and experience freedom from boredom and cold weather…enjoy.
Gary Pierce is the webmaster of http://www.frugal-retirement-living.com he retired early at 49, he is still retired at 63. He has experience in lifestyles that are both fulfilling and frugal. Living in an RV. It is 2009 and many are wondering if they can ever retire. Don’t give up until you check out this website. Enjoy.