The Ins and Outs of Chapter 7
Chapter 7 bankruptcy proceedings, simply put, is where your non-exempt assets, if any, are liquidated in order to distribute the proceeds to your creditors, the people you owe money to. The proceeds are distributed according to a set of priorities established in the Bankruptcy Code. Not everyone qualifies for eligibility for Chapter 7 filing and […]
Budgeting Tools That Actually Work
Getting the greatest return on your income and putting aside some money into your savings can seem a daunting task for some. But I have a secret for you: budgeting doesn’t have to be hard. There are hundreds of budgeting programs available on the market today for every day use. These money-managing programs will provide […]
Should You Prepare Your Own Taxes?
You can’t go anywhere without seeing or hearing advertisements for the easiest, most cost effective and secure way to file your Federal Income Tax return. But how do you make the decision what way is best for you? Should you use a local CPA or tax preparer? Buy that software you are assured will do […]
10 Ways to Save
I enjoy a challenge…at first trying to live on less money made me angry, sad, thought God was punishing me, filled with self-pity…I think that about sums it up. Now, I have come full circle and I enjoy the challenge. When I was in my 20’s I did the starving college student thing, I have […]
May/June 2008 Newsletters
Why Not Refrugal? While the politicians and the economists quibble over whether we’re in an economic slow down or a recession, here at Frugal Families we are quite certain that there’s never been a better time to be frugal. It seems everywhere you turn, the media is jumping on the frugal bandwagon. Little did we […]